To John Mensinger,
Thanks for your instructions. I had to add a few actions to make it work (underlined), because it said I couldn't make a clipping mask because there was only one object.
Lou
Launch Illustrator
Choose File > New and set the Profile to Print
Choose File > Place to bring in your camouflage image
Choose the Type tool and set your headline (font, size, kerning, etc.)
Use the Black Arrow to select your headline and move over (in front of) the camouflage image
Bring the headline to the front Object>arrange>bring to front
Take your camo image (or any other) and send back Object>arrange>send to back
Click on your head line then <shift> click image. Both must be selected
Choose Object > Clipping Mask > Make
Save as .AI
